Post Office Monthly Income Scheme Calculator



Calculating monthly income from the Post Office Monthly Income Scheme (POMIS) can be a crucial task for investors seeking a steady return. To simplify this process, we’ve created a user-friendly calculator using HTML and JavaScript. This article will guide you through its usage, the underlying formula, an example scenario, FAQs, and a conclusive summary.

How to Use

Simply input the principal amount, interest rate, and the tenure in years into the designated fields. Click the “Calculate” button, and the result will display the monthly income you can expect from the Post Office Monthly Income Scheme.


The formula for calculating monthly income from the POMIS is as follows:


Let’s consider an example. If you invest $50,000 at an interest rate of 6% for 5 years, the monthly income would be calculated as follows:

Monthly Income=(50000×61200)×60



Q: How is the interest rate calculated in POMIS?
A: The interest rate for POMIS is fixed and is currently at 6.6% per annum.

Q: Can I withdraw the monthly income before the tenure ends?
A: No, the monthly income can only be withdrawn at the end of each month.

Q: Is the principal amount returned at the end of the tenure?
A: Yes, the principal amount is returned to the investor at the end of the tenure.


The Post Office Monthly Income Scheme Calculator provides a convenient way to estimate your monthly income from this investment. By using the accurate formula, users can plan their finances effectively and make informed investment decisions.

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